PPI COMPENSATION

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  • Rien1988
    Member
    • Jun 2011
    • 51

    #1

    PPI COMPENSATION

    Does anyone know if your still entitled to ppi compensation even though I never paid my credit card? I know I had ppi on my credit card but I never paid it off theres an outstanding balance of 1000 pound does that matter though ? Or would I still be entitled to money back for the misleading sale of ppi? Thanks
  • nara
    DK Veteran
    • May 2008
    • 2586

    #2
    Sorry m8, but that's taking the piss in my book.
    He who laughs last probably didn't get the joke.

    Comment

    • Rien1988
      Member
      • Jun 2011
      • 51

      #3
      Maybe is but you never know paying your credit card balance is totally different to paying a misleading insurance you never asked for ?

      Comment

      • tshirtman
        V.I.P. Member
        • Dec 2008
        • 1345

        #4
        Simple answer no, you wouldn't get a penny, any money owed to you in compensation would go to your credit card company to pay off your debt.
        !retupmoc eht ni deppart m'I !pleH

        Comment

        • Rien1988
          Member
          • Jun 2011
          • 51

          #5
          So technically I could still gain off it because most people are getting around 2500 and my card is 1000 pound outstanding so I could receive 1500 ? Roughy ....

          Comment

          • nibblitz
            DK Veteran
            • May 2010
            • 1300

            #6
            Put in a claim, you wont know until you try

            how to complain - if you think you've been mis-sold PPI

            Comment

            • GastonJ
              V.I.P. Member
              • Dec 2009
              • 5505

              #7
              I have around 1/2 dozen blocked telephone numbers on my phone from ppi companies if anyone really wants to be called 10 times a day. Odd thing is no matter how rude I've been to them they still continue. Perhaps we should start a spam telephone numbers thread.
              My master plan is to live forever..... going to plan so far
              Despite the cost of living, it's still very popular.
              No good deed goes unpunished....

              Comment

              • Snowy79
                DK Veteran
                • Jan 2011
                • 1347

                #8
                You'll find that those getting 2500 have probably been paying off a mortgage and the PPI would be a % of their payments. If they're paying over ?500 per month after a few years it could add up to a fair amount of money.

                If it's a credit card unless you started off with a serious amount of money loaded on it and made decent sized payments you will be pissing in the wind.

                Also look at the small print as chances are they have a payout clause stating you must pay a minimum amount every month to have valid insurance.

                Originally posted by Rien1988
                So technically I could still gain off it because most people are getting around 2500 and my card is 1000 pound outstanding so I could receive 1500 ? Roughy ....

                Comment

                • Meat-Head
                  V.I.P. Member
                  • Oct 2009
                  • 32000

                  #9
                  Originally posted by Rien1988
                  So technically I could still gain off it because most people are getting around 2500 and my card is 1000 pound outstanding so I could receive 1500 ? Roughy ....
                  JUST DONATE THE LOT TO DK

                  SO ADMIN CAN FIX THE PROBLEMS WITH MEMBERS WHO HAVE NO WORKING THANKS BUTTONS

                  Also admin can use them funds to email members who rarely post

                  Originally posted by GastonJ
                  I have around 1/2 dozen blocked telephone numbers on my phone from ppi companies if anyone really wants to be called 10 times a day. Odd thing is no matter how rude I've been to them they still continue. Perhaps we should start a spam telephone numbers thread.
                  air horn down the phone seems to be the best way

                  if you tell them too ~~~~ off they set the system to keep calling your number oops

                  sigpicWas Banned For Being Certifiably Insane and Stupid

                  Comment

                  • GastonJ
                    V.I.P. Member
                    • Dec 2009
                    • 5505

                    #10
                    I just block them from calling me now, works a treat. They need to get a real job like working in a bank
                    Last edited by GastonJ; 19 March, 2012, 23:25.
                    My master plan is to live forever..... going to plan so far
                    Despite the cost of living, it's still very popular.
                    No good deed goes unpunished....

                    Comment

                    • Meat-Head
                      V.I.P. Member
                      • Oct 2009
                      • 32000

                      #11
                      how do you block them?

                      sigpicWas Banned For Being Certifiably Insane and Stupid

                      Comment

                      • GastonJ
                        V.I.P. Member
                        • Dec 2009
                        • 5505

                        #12
                        My phones have a block function. Put in the number and never hear from them again. I think the phone does a lookup in it's list of blocked numbers, doesn't ring but picks up and hangs up straight away, best buy ever. That's my landline btw.

                        You can do the same with Android phones as well, but I haven't had call to try that yet.
                        My master plan is to live forever..... going to plan so far
                        Despite the cost of living, it's still very popular.
                        No good deed goes unpunished....

                        Comment

                        • Kalipo
                          DK Veteran
                          • Mar 2008
                          • 1687

                          #13
                          Originally posted by nara
                          Sorry m8, but that's taking the piss in my book.
                          Shuttup what do you know,. eejit..

                          You can still claim against your PPI even if you haven't paid your credit card..

                          You arent claiming against your card.. You claiming against the insurance which which supplied the dodgy premiums in the first place.

                          Rip as many banks off as possible.. Don't pay them **** all..

                          If you need any letters just message me .
                          ich bin stolz ein deutscher zu sein.

                          Meathead Lufter Verein - iScheitern

                          Comment

                          • GastonJ
                            V.I.P. Member
                            • Dec 2009
                            • 5505

                            #14
                            Originally posted by Kalipo
                            Shuttup what do you know,. eejit..

                            You can still claim against your PPI even if you haven't paid your credit card..

                            You arent claiming against your card.. You claiming against the insurance which which supplied the dodgy premiums in the first place.

                            Rip as many banks off as possible.. Don't pay them **** all..

                            If you need any letters just message me .
                            But don't you have to pay for the insurance before you can claim the money back from it? far be it from me to have to point this out, but he's paid 'em f'all
                            My master plan is to live forever..... going to plan so far
                            Despite the cost of living, it's still very popular.
                            No good deed goes unpunished....

                            Comment

                            • Elric
                              V.I.P. soft lad
                              • Mar 2008
                              • 853

                              #15
                              have a look here >>> Payment Protection Insurance (PPI)







                              sigpic


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