William H Brown

[masur123]

Right, I have an agreement in principle through nationwide, and have had a look at couple of houses. One of which we liked and put an offer in, the offer was rejected so I upped it a little. William H Brown then said they wanted to have a copy of my agreement on their file for their records and to prove that I had been agreed a mortgage before they put anymore to the seller.
Now I spoke to Nationwide, who said this is not usual, but have done me letter saying I have been agreed in principle etc.
What is making me sceptical is that twice the agent has asked me how much my mortgage is, and I have avoided the question as I dont think its any of his business. I also rang them to say I had a letter stating my agreement in principle for 90% and he then asked me why it didnt have the agreement value on it.

Now am I being too suspicious in thinking they want to know how much, so as to try and milk the most out of the deal. Or is this an actual policy that I have not heard of before?

[bobwill]

Always remember the agent is working for the seller and he will try and get as much as he can out of you that his job but if you had arranged your morgage with him then I am sure he would be a lot more interested in you buying a house from him

[patkins]

Yes, masur, I'd be very suspicious.
He's actually doing his best to up his own profit by knowing how much he can screw you for.
The shoe is on the other foot now as they say and you are in control now.
One crowd that have kept their heads down are the auctioneers and estate agents who were just as guilty as bankers and builders for the state of the economy when they used gazumping and booking fees illegally during the boom.

[Grizz]

maybe you could put it to the seller yourself, they might be interested to know that the estate agent isnt passing on offers to them...................
they are scumbags, just a bare step above solicitors and politicians

[GastonJ]

maybe you could put it to the seller yourself, they might be interested to know that the estate agent isnt passing on offers to them...................
they are scumbags, just a bare step above solicitors and politicians

and still below the pondscum known as bailiffs. I wouldn't trust them, they're after finding out how much you can afford and then either up the price to meet your mortgage or start bombarding you with calls of other house that they want to flog you.

[Grizz]

i used to work for one, possibly the worst liar i ever knew, never understood how people fell for his sh1t, but they did.

[masur123]

***UPDATE***

How shite is this!

Agreed a price with the agent on Wednesday, which apparently they had gone through with the vendor to see if they could afford the next house.
I went back in this morning to confirm the price was the same before applying for my mortgage and was told yes.
Applied officially for mortgage and paid my fee and surveyor, to have a phone call at midday saying the vendor has made a mistake and wants to up the price by ?2k.

My reply was a polite shove it up your arse I will find something else!!

[Grizz]

Cheeky ****. Let us know if he comes back accepting your offer.if he does id drop my offer by same amount, get him in some shit with the seller