INSURANCE CLAIM

[hamster1978]

Hello

Not sure how this will go down but I have a 50" Samsung TV that I've had for about 8 years now and last night stopped working.

Had a TV repair man out to look at it today and he says it will cost about ?300 to fix, money I don't have, which also means I don't have the money to get a new TV.

I'm thinking of claiming off my insurance, I have paid this for over 10 years and never made a claim. I know I will have to damage the TV for the claim and was thinking of leaving it on the glass TV stand and giving the glass a little tap with a hammer to shatter it so the TV falls and gets damage along with the items under the stand.

I know this is a bad thing to do but the only other TV in the house is a 22" that my daughter uses for her PC.

If the way of damaging the TV is not good do anyone have any other ideas on how to do it

Thanks

[GastonJ]

very naughty, and called fraud. I do know that orange juice and electricity don't mix though.

[123456780]

Wouldn't your insurance cover it as it is? Ours includes accidental damage so I'd just go to the top of the stairs and fling it down.

[dbservices]

Crack the screen , say ladder hit it while decorating ... they wont even come to see it at that value !

But beware they will find a replacement for about ?250 and tell you its the same quality as the one your claiming for ... i got a replacement ?400 tv as a match for a tv i gave ?2000 5 years previously !

Electrical goods lose value very quickly !

[gilvey]

The tvs they fob you off with are ~~~~~

[nara]

Electrical goods lose value very quickly !

True. Unless you have "new for old" cover, you're not going to get much for an eight year old tv.

[Meat-Head]

Friend fished out of a skip tv and VCR, he accidently dropped the down stairs, the front door alone was ?600 and only dunked it. He got new tv and VCR.

TIP:-

ALWAYS ALWAYS ALWAYS put on the bottom of ANY insurance claim ?50 for a pair of sunglasses.
This does work, confirmed

[hamster1978]

Hi all

Thanks for the comments

I know its naughty but cant afford a new one.

I do have New for old so was hoping that with that I could get a decent TV.

Im going to take it to another repairer and get a 2nd opinion

If they cant fix it I might get the Wii U out and throw the remote at it and see what damage happens. Crack the screen and see what the insurance say about it

[Meat-Head]

You could always get a large box of "Thanks" or "downloads" chuck them at it.

Get your wife/daughter to read the policy whilst you do some more posting on dk, is it covered by lighting?

wait till next storm and hey presto, you was out, unable to unplug tv.

Note:-

When your aged 14 and have spread a car radio and wires all over the lounge for education or entertainment purposes whilst your mom and dad are out, when the tv gets hit (internal areail!), just as you connect the last loud speaker, what ever happened tv went with a BIG BANG. It was fried.