Family of cancer victim refused life insurance payout because he didn't disclose PINS

[super jumbe]

Denied payout: Nic Hughes, 44, died in October after battling cancer of the gall bladder leaving his wife Susannah Hancock and two eight-year-old twins but insurers have refused to honour his policy because he did not reveal he suffered pins and needles



The family of a man who died from cancer will not receive their insurance payout - because he didn?t declare he had pins and needles.

Nic Hughes, 44, died in October after battling cancer of the gall bladder leaving his wife Susannah Hancock, 44, and twin eight-year-old son and daughter.

But insurance company Friends Life have refused to honour Mr Hughes? critical illness policy saying he did not give full disclosure of his health.

The insurers say Mr Hughes should have told them his GP suggested he cut down his alcohol intake - and that he experienced pins and needles.

But medical records show he drank just 10 to 20 units of alcohol a week - below the NHS recommended weekly allowance of 21 units.

Nic?s consultant oncologist Dr Rubin Soomal, from The Ipswich Hospital, said neither alcohol, nor pins and needles were linked to his death.

The graphic designers? devastated family and friends are convinced he was open about the state of his health and Friends Life carried out the necessary pre-policy checks.

They have launched an online petition putting pressure on Friends Life to honour the policy.

The campaign has already attracted the high profile backing of celebrities such as Stephen Fry and Russell Brand.

Kester Brewin, a close friend of Mr Hughes, said he found Friends Life?s decision 'morally repugnant.'




Link:
Family of cancer victim refused life insurance payout because he didn't disclose PINS AND NEEDLES | Mail Online

[ajax2061]

anything to avoid paying out scum of the earth

[super jumbe]

Most insurers are liars, cheats and thieves and a bunch of legalised Immoral crooks.....

I only spend my money on car insurance becouse of ligality and not guarantee to get much out of it when things go wrong.

[Meat-Head]

OK, sake of argument, the morning of the day he became permantly off-line he has an accident, rips his arms and legs off, but still works fine, then is off-line because of the cancer, would they have paid out still?

[super jumbe]

No they will not?

As you get older you start getting pins and needles pain which is normal for an old man but it?s not classified as disease.

Ok for argument sake if you grow your nails over 3 inches long do you have to declare them to insurance because they are lethal????

[gopher7]

They're just making excuses to avoid paying out.

[super jumbe]

Originally Posted by gopher7
They're just making excuses to avoid paying out.




Shouldn?t the Financial Ombudsman Service have responsibility to help instead of turning a blind eye???? (FOS) not fit for purpose.

[Kalipo]

OK, sake of argument, the morning of the day he became permantly off-line he has an accident, rips his arms and legs off, but still works fine, then is off-line because of the cancer, would they have paid out still?

Only if he is still able to use Digital Kaos - Cable & Satellite Forum. then it comes down to if he made a donation..

It's shocking, i dont bother with insurance tbh.. its a big con..bit like ppi.

[ontherack]

Company wrongly named, bet they change that to beat the flack, new name for this company required.....I'll start....... SCROOGE INSURANCE

[jcgrumbles]

Screwyou and bloodsucker...

[johnboy1974]

Originally Posted by gopher7
They're just making excuses to avoid paying out.




Shouldn?t the Financial Ombudsman Service have responsibility to help instead of turning a blind eye???? (FOS) not fit for purpose.

The ombudsman could be involved but only after the family have exhausted the complaints procedure against the company first.


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