Car insurance small print 'longer than a novel'

[super jumbe]

Terms and conditions are often ignored, but contain vital information

Small print on some car insurance policies has a higher word count than George Orwell's novel Animal Farm, a consumer website has found.

The motor insurance policy documents produced by Endsleigh, Sheila's Wheels, Esure and M&S Bank run to more than 30,000 words, Fairer Finance found.

In contrast, insurer LV had terms and conditions of fewer than 7,000 words.

An insurance trade body said it was working with regulators to improve paperwork for customers.

Well-read?
The highest word count was Endsleigh, with car insurance policy documents containing 37,674 words, Fairer Finance said.

The website's founder, James Daley, said that a survey of 2,000 consumers had found that fewer than a third of those asked said they read terms and conditions.

"Even those who do are struggling to understand them, [so] what exactly is the point of these documents?" he said.

"Of course, it is important that customers know what is covered and what isn't in their insurance policy, but if one company can do the job in less than 7,000 words, there is no excuse for insurers who are producing documents that are five times as long."

http://www.bbc.co.uk/news/business-27109000

[GastonJ]

"What's not covered is anything you claim for" - which should be the wording, since that's generally the case. Vehicle insurance is the biggest rip off scam ever.

[Meat-Head]

Yes I had an argument with an insurance company.

SOOOOOO close to send wring (iShit Failiure) sending a cinder block to their free post address

[GastonJ]

Just send all their junk mail back without a stamp

[Meat-Head]

No ousted (iShit Failiure) used my ishit to photo the letter , then stuffed it all in envelope, put bolts, plastic, battery, car parts and wrapped in gaffs tape and mailed it back

[rds60h]

I save junk mail up and then fill one of the return envelopes with them and send it off, just so they know what it's like to receive a pile of crap.

[Meat-Head]

Yes but dry biscuits in before now.

off topic.

If I ever get junk mail in my user name always ring hem up and shout.

if "846 number (iShit Failiure) google for a proper number and give them shit over that .

[GastonJ]

Got my car renewal through yesterday, they must think people never check these things. ?592 a year, went online, compared the old meerkat and from the same company came back ?310 (second lowest), phoned them up and got it at that price - no way I was paying anything more, even got some so called 'extras' thrown in for my trouble. Why is it that they treat existing customers with such contempt as to almost double the price, kin rip off the whole insurance scam is. Bike insurance is due in the next month, wonder what super auto-renewal deal they'll offer me before they get a call.

[Meat-Head]

Gaston did you mention not only are you a VIP dk member, but the fact it's the same people cheaper?