I hate too admit this......

[lfc4life]

went today to see c.a.b and there made me income and expenditure sheet ! then ask me too do it again in case of any mistakes. Im going back the morrow so there can speak to charles anderson on phone! but there still want me too pay 150 a month toward it and thats the citzens advice making that judgement :S :S

[caveman_nige]

A number of years ago I spoke with these people National Debtline – Free, Confidential Debt Advice – Call 0808 808 4000

I ignored the cab as i thought they were too much of a 'jack of all trades, master of none' outfit.. I know they are there to help but I wanted the dedicated help from somebody who knew what they were really talking about and had the balls to fight my corner for me... They were a great help and I got some tossers off my back who were illegally harrassing me over an old debt... I am not saying that the cab advise is crap, its just a case of getting a second opinion and if necessary a third... You have nothing to loose and you are not stepping on anybodies toes, you are looking after number one... you try all you can and go down fighting or bend over and take one.. Council Tax is one of the debts where they will come after you and as you know some even get bird for it.. but the other debts you speak of, if they are unsecured its time to reassess them and send them packing, don't take my word for it though as I am not qualified in this, I just had a rough patch a number of years back..

[leotheloin]

did u make them a offer of what u could pay them my bro was in the same boat as u went down with a offer of 10 quid a week they kept refuseing he ended up in court he told the judge that he made a offer of 10er aweek cos thats all he could afford for the time being cos he had other debts to pay as well the judge asked the other w..kers did they refused his offer they said cos blah blah blah the judge found in the bros favour but told him if he misses any payments he would look at his case in a more severe way .hope things turn out ok for u

[lfc4life]

There still wanting 168 pound a month starting the 1st of octber! And am going too see the morrow what happens ???