Paypal Nightmares

[chroma]

I don't sleep all day, I rarely sleep at all
If I get 5hrs a night then I've had a sleep in.
There's too much stuff to experience to spend your life sleeping!
What this has to do with anything I'm not entirely sure, but there you have it.

Different tune? I lost just over a grand on ebay, down to my own stupidity! I don't blame Paypal for my own naivety though. The responsibility lays with me and me alone, I should have did some research and due diligence, I don't feel the need to shirk the responsibility to some other party.

I've read through all 30 odd pages of the agreement, did so before when i signed up and again before i began posting in this thread. Skimmed the privacy policy though as I often do when signing up for a service, i doubt there's anything surprising in it though, they never really vary that widely.

As to why people don't thank me? I have no idea, its never been an issue, I've never felt inadequate over some arbitrary number, as for post count? again its meaningless, i cold have just as easily opened a new account and posted under a pseudonym with a post count of 1 and my points would be no less valid.

The point is straightforward enough, people signed up to something, entered into a legally binding contract and then when the service provider follows their terms and conditions to the letter people freak out. Act outraged as if there's some kind of surprise?

The reason for account freezing in your scenario is fairly logical and straightforward, "the average Joe" shouldn't need more than one account unless they're laundering money or up to no good, again its in the contract as plain as day. They state outright throughout the entire site that it wont be tolerated. that they take a dim view on laundering (understandable since its heavily regulated and monitored by enforcement bodies who wont hesitate to sanction paypal for the behaviour)
The person is therefore in BREACH of the contract and has no recourse other than to wisen up and grow a pair.

Again paypal is not at fault, the same with your entire initial list, its just morons not following their contract and getting their comeuppance.

[super jumbe]

More then happy chroma if you find employments with PayPal then you may able to help us with the handout some has left.

(1) 60,000 complants a year!
(2) Banking ombudsman will not allowed PayPal as a bank!
(3) Julian Assange money frozen for a laugh!

[chroma]

1ut of how many accounts? 200 million as a low ballpark?
That's only a 0.03% customer base that's unsatisfied.
Pretty damned good numbers in the eyes of any business!

2:That's because its not a bank, it doesn't lend money, invest in capital or operate in any way like a bank. As I've already stated paypal is nothing more than a middleman for micro-transactions

3:again a user was in breach of their contract

Prohibited Activities You may not use the PayPal service for activities that:

1. violate any law, statute, ordinance or regulation

and:

9. Restricted Activities


9.1 Restricted Activities. In connection with your use of our website, your Account, or the Services, or in the course of your interactions with PayPal, a User or a third party, you will not:

r. Undertake activity that does or may present to us a sudden, significant or otherwise unacceptable level of exposure (as PayPal reasonably believes based on the information available to it);

For starters, im certain there's more to it though.

[super jumbe]

You did not answer Julian Assange money frozen because there are thousands others waiting for your reply on that and do not let Assange hear you.

[chroma]

You did not answer Julian Assange money frozen because there are thousands others waiting for your reply on that and do not let Assange hear you.

Course i did! i even posted relevant parts of their contract!
He's been accused of some fairly serious stuff from Treason to Aiding the Enemy. Both serious offences. in VIOLATION OF LAW.

As the site was funded through paypal donations they where therefore GUILTY BY ASSOCIATION and got opened up to a lot of exposure.
what's hard to understand here?
He breached the contract, whether I or anyone else agrees with it or not is moot.

[the man]

The golden rule is never leave any standing money in your PayPal account, once a transaction has gone through transfer it straight into your nominated account, also have your bank account password protected so no one but yourself can access it as PayPal are a bunch of b*st*rds...

also have your bank account password protected

how can i do that ?
will paypal still work?

[chucklor]

also have your bank account password protected

how can i do that ?
will paypal still work?

I think you can activate it online, the RBS do it automatically when doing online transactions and you have to enter the letters they ask for in that order, unless you de-activate it, and yes your PayPal account will still work, what reason have they got to enter your account unless they are trying to steal.....which is not uncommon for them....

[davtrev]

PP can only take money from your bank account because you have a direct debit set up with them, there are two things you can do to over come this.

One is to add a second bank account and remove the first after you have used it to verify your pp account by sending the two small amounts to your bank account, your account will still be verified but your bank account unconfirmed. the other is if PP limit your account cancel the direct debit as soon as possible.

When PPl limit your account, any funds should be available 180 days after if you cannot get it reinstated, usually you can contact PP earlier than that for them to release the funds.

Another thing you can do to protect yourself if your a buyer is to pay for everything with a virtual credit card.

there are many many reasons PP limit accounts, sudden rise in activity, inactivity, changing information in your account, deleting your flash cookies, logging in from a different Windows user account, buying from a suspicious seller god theres hundreds i don't know of

[the man]

1
One is to add a second bank account and remove the first after you have used it to verify your pp account by sending the two small amounts to your bank account, your account will still be verified but your bank account unconfirmed. the other is if PP limit your account cancel the direct debit as soon as possible.

How can i do that and still withdraw money ?

have a mate telling me to go get money-brokers iirc
any good?

thinking about this
cancel the direct debit as soon as possible.

i should still be able to take money out?

[tshirtman]

I don't know how you would be able to get money out of P.P,
but the easiest way of stopping them getting in to your bank account, is,
ask your bank for a new Debit card, tell them the ATM is misreading your card so you need a new one,
your new card will have a new 16 digit card number and a new security number on the back,
P.P wont be able to access your account until you have updated your payment details on your P.P account.

[Meat-Head]

P.P wont be able to access your account until you have updated your payment details on your P.P account.

*BUMP* Sorry, got a problem.

1) the RAC have been taking money out my account every year, for 'some time' from an old card.

2) mine seems to have just packed up.

[Shady]

You're all missing the real point here lads....

Jumbe sold an ELEPHANT!!!!
Where did you get it to sell?
i want one!

I sold an Elephant on ebay

[Meat-Head]

You're all missing the real point here lads....

Jumbe sold an ELEPHANT!!!!
Where did you get it to sell?
i want one!

~~~~ that, how can i pay for this 'shop soiled underwear'
i mean, 1 packet of wallpaper paste off ebay?

[nara]

Again paypal is not at fault, the same with your entire initial list, its just morons not following their contract and getting their comeuppance.

A tad harsh...but very true.

... and don't forget folks, you have a choice. If you don't like PayPal, don't use it and spare us the the moaning.

[Meat-Head]

ok, spoke to paypal.coonts, they say not their end it's down to 'Meaty-Card Ltd'
that would be fine, to call them, if it wasn't somebody elses card!