

However carefully and vigilantly you may drive, accidents do happen. And when they do, it is then a question of explaining the circumstances to the insurance company for them to help sort out the mess and get your car repaired.
But before the bodyshop can think about matching up the paintwork or ordering a new set of front headlights, the dreaded insurance claim form needs to be filled out. This piece of petty bureaucracy seems fairly straightforward until it comes to writing a few words on exactly how and when the accident happened.
For most, this is a case of jotting down a few of the relevant facts, ensuring our pride remains intact by not admitting liability. For others, though, this part of the claim form sometimes proves to be a little more challenging with unintentional comical explanations being submitted. No doubt these excuses have brightened up the otherwise drab offices of the various insurance companies, and now we can put a smile on your face, too, by listing 20 of our favourites.
Sometimes, the truth can be funnier than fiction.


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